Duhaime's Law Dictionary

Pre-existing condition Definition:

A typical exemption made by travel insurance companies so that they would not pay for any medical services required to a traveler to to any condition which precedes the date of the insurance contract
This is a fairly standard clause in travel insurance contracts. This one exemption say Z travel insurance industry millions of dollars every year as in all likelihood, if there is going to be a health issue during travel, and there is a pre-existing condition, chances are it will be related to that pre-existing condition.

This is not by far the only type of exemption, insurance companies like to slip into their contracts. You will often also find a clause which exempts any expenses related to a terminal condition.

To properly discover The nature limits and extent of this exemption in each given case, one should always refer to the insurance contract itself.

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